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Freelance Rate Calculator

Enter your expenses, target income, billable hours, and get your minimum hourly rate. Factor in taxes, benefits, and overhead automatically.

Annual Costs
Goals & Settings
Minimum Hourly Rate
Per Month
Per Week
Per Day (8h)
Overhead %
Pro tip: Your ideal rate is 20-50% above the minimum shown here. This accounts for market fluctuations, slow periods, and gives you negotiating room.

How to use the Freelance Rate Calculator

  1. Enter your annual expenses and desired income.

  2. Set your billable hours and tax rate.

  3. Read your minimum hourly rate and revenue targets.

How to price yourself as a freelancer

Many freelancers undercharge because they don't account for unbillable time, taxes, benefits, and overhead. This calculator uses the standard freelance pricing formula: (Annual expenses + Target income + Tax reserve) ÷ Billable hours per year = Minimum hourly rate. It also shows your monthly and weekly targets so you know exactly what you need to earn.

Key features

  • Calculate minimum hourly rate from expenses + goals
  • Accounts for taxes, benefits, overhead, and unbillable time
  • See monthly, weekly, and daily revenue targets
  • Adjustable for different work schedules and regions

Frequently asked questions

How many billable hours per year is typical?

Most freelancers bill 1,000-1,500 hours per year. The rest goes to admin, marketing, learning, and time off. 1,200 is a common baseline.

Should I charge more than the minimum?

Yes — the calculator gives you a floor. Experienced freelancers typically charge 20-50% above their minimum rate.

Is my financial data stored?

No. All calculations run entirely in your browser.